Key facts
- Alert
- Flash Flood Warning (severe)
- Issued by
- National Weather Service, Tallahassee FL
- Areas
- Bay, FL
- Places
- Panama City, Springfield, Dirego Park, Millville, Cedar Grove
- In effect
- until 11:15 AM EST, Nov 1, 2026
- Damage threat
- Considerable
- Detection
- Radar indicated
What the National Weather Service says
“Flash Flood Warning issued November 1 at 9:15AM EST until November 1 at 11:15AM EST by NWS Tallahassee FL”
NWS Tallahassee FL, Flash Flood Warning, 9:15 AM EST Nov 1, 2026 · official alert
“Turn around, don't drown when encountering flooded roads.”
NWS Tallahassee FL, Flash Flood Warning, 9:15 AM EST Nov 1, 2026 · official alert
What to do
Do not drive into flooded roads. The National Weather Service says most flood deaths occur in vehicles. Turn around and find another route.
Just 6 inches of moving water can knock you down, and 1 foot of moving water can sweep a vehicle away. Never drive around barricades.
If you are near creeks, streams, underpasses or low-lying streets, move to higher ground now. Stay there until the warning ends and officials say conditions are safe.
The warning names Panama City, Springfield, Dirego Park, Millville and Cedar Grove among the places that could see flash flooding. Check the alert again if conditions change.
Context
FEMA flood-insurance claims show past flooding in Bay County. The count is 9,011 claims from 1978 to 2026, as of September 9, 2026. It covers only insured properties, so it understates total flood damage.
FEMA's list of disaster declarations for the county includes hurricanes in 2022, 2023 and 2024, and a tropical storm in 2024. These declarations are history and do not describe today's warning.
Updates
- NWS Tallahassee FL issued the flash flood warning until 11:15 AM EST.
History here
Bay County: 9011 flood insurance claims in FEMA's National Flood Insurance Program records since 1978, most recent 2026.
Bay County: recent federal disaster declarations
- DR-4955 (2026): hurricane isaias
- DR-4828 (2024): hurricane helene
- DR-4806 (2024): hurricane debby
- DR-4734 (2023): hurricane idalia
- DR-4673 (2022): hurricane ian
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Questions
- Is there a flash flood warning in Bay County, Florida?
- Yes. The National Weather Service in Tallahassee issued a Flash Flood Warning for central Bay County at 9:15 AM EST on November 1, 2026. It lasts until 11:15 AM EST.
- How much rain has fallen in Bay County?
- The National Weather Service says radar indicated between 5 and 8 inches of rain has fallen across the warned area. Flash flooding is ongoing or expected to begin shortly.
- Which places are affected by the Panama City flash flood warning?
- The warning names Panama City, Springfield, Dirego Park, Millville and Cedar Grove. It describes the flooding as life threatening for creeks and streams, urban areas, highways, streets and underpasses.
Sources
- NWS Tallahassee FL: Flash Flood Warning, Nov 1, 2026 weather.gov
- FEMA OpenFEMA: NFIP claims and disaster declarations fema.gov
How this page is made. The Herebeat Hazard Desk builds event pages from official U.S. government data (National Weather Service, USGS, FEMA). The text is written with AI from that data; every number and quote is checked against the official source automatically before publishing, and the page is updated when the agency updates the event. The official source is always the reference. Spotted a mistake? info@herebeat.app. About the Hazard Desk.