Key facts
- Alert
- Flash Flood Warning (severe)
- Issued by
- National Weather Service, Tallahassee FL
- Areas
- Bay, FL
- Places
- Panama City, Lynn Haven, Springfield, Hiland Park, Vicksburg, Southport, Dirego Park, Cedar Grove
- In effect
- until 10:00 AM EST, Nov 1, 2026
- Detection
- Radar indicated
What the National Weather Service says
“Turn around, don't drown when encountering flooded roads.”
NWS Tallahassee FL, Flash Flood Warning, 8:00 AM EST Nov 1, 2026 · official alert
“Be aware of your surroundings and do not drive on flooded roads.”
NWS Tallahassee FL, Flash Flood Warning, 8:00 AM EST Nov 1, 2026 · official alert
What to do
Do not drive through flooded roads. Just 6 inches of moving water can knock you down, and 1 foot of moving water can sweep a vehicle away. Most flood deaths occur in vehicles.
Move to higher ground if water is rising near you. Stay away from small creeks and streams, underpasses and low-lying areas. Never drive around barricades.
If you can do so safely, report observed flooding to local emergency services or law enforcement and ask them to pass it to the National Weather Service.
Context
FEMA flood-insurance records show 9,011 claims in Bay County from 1978 to 2026, as of September 9, 2026. These claims count only insured properties, so they understate total flood damage in the county.
FEMA lists several disaster declarations for Bay County in recent years, including Hurricane Helene in September 2024 and Hurricane Idalia in August 2023. Heavy rain and flooding have affected the area before.
Updates
- The National Weather Service updated the flash flood warning; it remains in effect until 10:00 AM EST.
- NWS Tallahassee FL issued the flash flood warning until 10:00 AM EST.
History here
Bay County: 9011 flood insurance claims in FEMA's National Flood Insurance Program records since 1978, most recent 2026.
Bay County: recent federal disaster declarations
- DR-4955 (2026): hurricane isaias
- DR-4828 (2024): hurricane helene
- DR-4806 (2024): hurricane debby
- DR-4734 (2023): hurricane idalia
- DR-4673 (2022): hurricane ian
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Questions
- Is there a flash flood warning in Bay County, Florida?
- Yes. The National Weather Service in Tallahassee issued a Flash Flood Warning for central Bay County at 6:53 AM EST. It runs until 10:00 AM EST on November 1, 2026.
- Which places are affected by the Bay County flash flood warning?
- The warning names Panama City, Lynn Haven, Springfield, Hiland Park, Vicksburg, Southport, Dirego Park and Cedar Grove. Flooding is possible in small creeks and streams, urban areas, highways, streets and underpasses.
- How much rain has fallen in Bay County?
- Doppler radar indicated thunderstorms had produced between 2 and 4 inches of rain across the warned area. The National Weather Service said flash flooding was ongoing or expected to begin shortly.
Sources
- NWS Tallahassee FL: Flash Flood Warning, Nov 1, 2026 weather.gov
- FEMA OpenFEMA: NFIP claims and disaster declarations fema.gov
How this page is made. The Herebeat Hazard Desk builds event pages from official U.S. government data (National Weather Service, USGS, FEMA). The text is written with AI from that data; every number and quote is checked against the official source automatically before publishing, and the page is updated when the agency updates the event. The official source is always the reference. Spotted a mistake? info@herebeat.app. About the Hazard Desk.